LONDON: MONY Group plc delivered resilient interim results for the six months ended 30 June 2025, with CEO Peter Duffy citing strategic momentum and platform agility as key drivers amid macroeconomic pressure in select verticals. Group revenue edged up 1% year-over-year to £225.3 million, while adjusted EBITDA rose 2% to £75.1 million, supported by cost discipline and growing automation. Profit after tax reached £45.6 million, up 3% from the prior period.
Earnings per share showed marked improvement. Adjusted basic EPS grew 4% to 9.3p, and basic EPS increased 4% to 8.6p. Despite a 16% decline in operating cashflow to £43.7 million, net debt dropped 27% to £18.4 million, underscoring MONY Group’s efforts to fortify its balance sheet.
The company reaffirmed its commitment to shareholder value, unveiling a £96 million return package for 2025, comprising an ongoing c.£30 million buyback and a 1% uplift in interim dividend to 3.3p per share.
Strategic execution remains core to MONY Group’s growth narrative. Its member-based propositions delivered strong performance, with SuperSaveClub surpassing 1.5 million members, now contributing 14% of group revenue. Revenue from enhanced provider services rose 11%, and continued investment in the group’s data and technology platform is priming its capacity to unlock further AI applications and new product development.
“We’ve started the year well, hitting strategic milestones and growing revenue and profits despite challenges faced in some of our end markets,” said Duffy. “We helped customers save an estimated £1.4 billion in the first half of 2025 and continue to see ample room for growth across our propositions.”
Vertical performance varied during H1. Insurance revenue fell 2% due to a sharp 9% drop in car insurance premiums, although gains in home, life, and travel categories helped offset the decline. The Money segment grew 4%, driven by strong credit card uptake and personal loan recovery. Home Services surged 29%, with broadband and energy performance buoyed by a recovering energy market.
Cashback, impacted by retail sector softness and car insurance weakness affecting Quidco compare, declined 9% to £27.2 million. Travel slipped 2%, constrained by heightened competition in car hire despite robust package holiday activity.
Looking ahead, MONY Group remains confident in achieving full-year adjusted EBITDA in line with current published consensus. The company cites strong strategic execution, platform agility, and ongoing investment in customer engagement and product diversity as pillars for sustainable, profitable growth into H2 and beyond.