Provident Financial plc is a British sub-prime lender, also described as a “doorstep lender”, based in Bradford, West Yorkshire. It specialises in credit cards, home collected credit (HCC), online loans and consumer car finance. It is listed on the London Stock Exchange and is a constituent of the FTSE 250 Index.

In the UK, Provident Financial trades under a number of different brands, including Vanquis for its credit cards, Provident Personal Credit for its home credit operations, Satsuma for its online instalment loans, Glo for its guarantor loans and Moneybarn for its vehicle finance operations. The home lending operations are based in the head office building on Godwin Street in Bradford, Vanquis Bank is based in London with purpose-built premises located in Chatham, Kent and Moneybarn is based in Petersfield, Hampshire.

The company’s home credit business lends to people in their homes via a network of local agents. Out of an estimated three million people who borrow from home credit providers, one million place their business with Provident home credit, giving the company an estimated 60% market share as of 2013.

Type:                     Public

Traded as:           LSE: PFG

Industry:              Financial services

Founded:            1880

Headquarters:   Bradford, West Yorkshire, UK

Products:

• Credit cards
• Home Collected Credit
• Online loans
• Consumer car finance

Website:              www.providentfinancial.com